“The Insurance Brokers Association of B.C. promotes the
member insurance broker as the premier distributor of general insurance products and services in British Columbia.”
BC Broker is the official publication of the Insurance
Brokers Association of British Columbia, Suite 1600-543
Granville St., Vancouver, BC V6C 1X6. Phone 604-606-8000.
Toll free for members only 1-800-663-0494. Fax 604-683-7831.
Education Dept Fax 604-683-8497.
C. J. (Chuck) Byrne,
INSURANCE BROKERS ASSOCIATION OF BRITISH COLUMBIA
Published six times a year – February, April, June, August,
October, December – for the Association and its members
by Insurance People Media Ltd. (name changed from
Insurancewest), 661 Market Hill, Vancouver BC V5Z 4B5.
Telephone 604-874-1001. Fax 604-874-3922.
Deadline 10th of preceding month. Display advertising
enquiries: Trish McRae 604-874-1001. ISSN 0841-7660.
Editorial and subscription enquiries should be directed to
the Association office. BC Broker magazine is mailed free
of charge to Association members. Letters to the editor are
welcome. All rights reserved. Material appearing herein
may only be reproduced in print or electronically with
permission of the publisher, and with proper credit. Editorial
opinions and viewpoints may not necessarily reflect those
of the publisher, the Association, or its members.
Trudy Lancelyn ABC,
Herkamal Brar, Chuck Byrne, Blake
Desaulniers, Chelsea Fitzpatrick,
Zack Garcia, Laurie Jones, Jeremy
Lebsack, Trudy Lancelyn, Jason
Mangano, Greg Mansfield, Grant
Patten, Greg Somerville
Mail Agreement #40010059
Cover: Lorne Perry at the Salute dinner, Pan Pacific Hotel, October 18, by Mits Naga 14
The CGL Policy:
Coverage A Concepts
Part I: Bodily injury and
12 Aviva answers
The conference dialogue continues.
14 ICBC at the crossroads
In conversation with Chair
16 Lorne Perry honoured
Salute to the Insurance Person
of the Year.
17 Salute to scholars
Here’s the fall crop of scholarships.
18 A culture of caring
Rising Star Chelsea Fitzpatrick
talks corporate culture.
How to add this user-friendly
interface to your website.
Focus on tech
President Jeremy Lebsack CAIB
Top issues for 2018: Part II
Executive Director/COO Chuck Byrne
34 News Briefs
42 Advertisers’ Index
VOLUME 57 • NUMBER 6 • DECEMBER 2017